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Costs

How much does loft insulation cost?

A clear breakdown of what loft insulation costs in 2026, what affects the price, and how quickly it pays for itself.

What you'll typically pay

For most homes, loft insulation starts from around £250 and rises with the size of the loft, the material you choose and how easy the access is. A straightforward mineral-wool top-up in a standard semi sits at the lower end; a foil-insulated loft room or a job that includes boarding will cost more. As a rough guide, a full insulation install for a typical three-bedroom home tends to fall in the £500–£900 range, with top-ups cheaper.

What affects the price

  • Loft size and the area to be covered
  • Material — mineral wool is most economical; multi-foil suits tight or heated lofts
  • Whether old or damaged insulation needs removing first
  • Access — small hatches, water tanks and awkward timbers add time
  • Extras such as loft boarding, a loft ladder or lighting

How fast does it pay off?

Because an uninsulated loft can lose roughly a quarter of a home's heat, upgrading to the recommended 270mm depth often pays for itself through lower energy bills within a few years — and keeps saving long after. The Energy Saving Trust puts typical annual savings in the low hundreds of pounds, depending on the property. Your free assessment will give you a realistic figure for your own home.

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